Personal Finance
Financial Tips for Young Adults: Start right now. The younger you are, the more your savings can grow. In 2023, only 30 U.S. states required a personal finance course and 25 required an economics course for high school graduation. There are still knowledge gaps for young adults to learn how to manage money, apply for …
How to Reach Financial Freedom: Set yourself on the path to financial freedom with these 10 habits Financial freedom—having enough savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family—is an important goal for many people. It also means growing a nest egg that will allow you to …
Save for a Down Payment or Pay Off Student Loans?: Effective Ways to Manage These Competing Financial Goals If you’re aiming to purchase your first home but are burdened with student loan debt, you’re likely facing a significant decision. Should you allocate your resources towards paying off your student loans more quickly, saving up for …
Budgeting for a New Baby: Embracing the arrival of a newborn is a thrilling yet financially daunting journey. Your tiny new addition brings immense joy along with significant financial adjustments. How much should you budget for your little one’s first year? What financial strategies can you employ to prepare adequately? Let’s explore how to navigate …
How to Save Money for Your Big Financial Goals: Plan so you’re covered for emergencies, college, retirement, and more For many, spending feels natural while saving requires practice. This guide provides actionable insights on how—and where—to save for significant financial goals: emergencies, college, and retirement. Yet, these strategies can extend to various aspirations like buying …
How to Find the Best Jumbo CD Rates: Explore some of the top jumbo CD rates available today. How to Find the Best Jumbo CD Rates If you’re seeking a fixed, reliable, and secure return on your savings, consider opening a certificate of deposit (CD), and a jumbo CD might be the ideal choice if …
Will Savings Rates Keep Going Up in 2024?: In the face of declining savings rates, it’s advisable to secure favorable rates while they’re still elevated. Will Savings Rates Keep Going Up in 2024? As the Federal Reserve pushed interest rates upwards throughout 2022-2023, high-yield savings accounts and CDs witnessed a concurrent increase in rates. However, …
Best High Yield Savings Accounts: Explore some of the leading high-yield savings accounts delivering impressive returns today Best High Yield Savings Accounts If you haven’t yet embraced the benefits of a high-yield savings account, why wait? Neglecting the opportunity to capitalize on current high savings rates means missing out on easy gains. Establishing a high-yield …